Maryland Mortgage Program ( MMP)

As a first time home buyer, it can be a little frightening to engage into the buying process. Especially given the costs being presented ( Downpayment , closing costs…). Once might wonder how to find ressources to afford purchasing. MMP offers programs providing help to first time buyers as well as repeat buyers. However, this… Continue Reading


Homeready by Fannie Mae

Homeready is designed to facilate the home buying process. It allows homebuyers to put as low as 3% down to obtain a mortgage compared to 3.5% for FHA. Unlike FHA, Homeready requires a credit score of 620 to be eligible. However, with a score of 680 or above, one might be able to benefit from… Continue Reading


Understanding different cultures ( the Lewis Model)

With the world which keeps mixing everyday, intercontinental dealing, intercultural relationship, interracial relationship, we need to comprehend how other cultures, how other part of the world operate in order to minimize misunderstanding and maximize the potential of a fruitful relationship ( whether business, friendship or romantic) between different culture. As we all know, even in… Continue Reading


Eminent Domain

Eminent Domain is the government’s right to take private property for public use by paying market value for the property. As usual, there are pros and cons. I am a pro property conservation and believe in building strong community and establishing tight and lasting bonds within neighborhoods. At the same time, I am aware of… Continue Reading