As a first time home buyer, it can be a little frightening to engage into the buying process. Especially given the costs being presented ( Downpayment , closing costs…). Once might wonder how to find ressources to afford purchasing. MMP offers programs providing help to first time buyers as well as repeat buyers. However, this… Continue Reading
Nous allons discutter de 2 parties importante pendant l’offre. EMD Le EMD ( Earnest Money Deposit). Le EMD, est une somme ( un deposit) que l’acheteur depose pour montrer sa bonne fois pour l ‘achat de la maison. Il n’y a pas de minimum ou de maximum. Il faut noter que le plus haut le… Continue Reading
Souvent pour acheter une maison, on se pose beaucoup de questions. Les 2 programmes sujet de notre discussions, donnerons un peu plus de clarité. FHA Le FHA est pour les first time homebuyer ( les personnes qui achètent leur maison pour la premiere fois). Pour acheter une maison avec FHA, en theory, on peut acheter… Continue Reading
For sale, 2 units building close to U st. Excellent walk score. Nice tenants currently residing in both units. Second floor has been rented recently and first floor tenant just renewed their lease. First floor unit: 2 Bedrooms and 1 bath Second floor unit: 2 bedrooms and 1 bath First floor unit Second Floor unit
Homeready is designed to facilate the home buying process. It allows homebuyers to put as low as 3% down to obtain a mortgage compared to 3.5% for FHA. Unlike FHA, Homeready requires a credit score of 620 to be eligible. However, with a score of 680 or above, one might be able to benefit from… Continue Reading
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Since it inception in 1934, the FHA loan programs has been the most popular government back programs in the US. In fact, with a flexible credit score and down payment required, it allows more people to access homeownership. in effect, with a credit score above 580, a down payment of 3.5% is needed. Whereas a… Continue Reading
The buyer was referred from a previous client ai worked with. We started looking a little before covid-19 restrictions. Once the restrictions were installed, we decided to continue looking and be a little aggressive. I advised that it will be best to find out a house prior to the restrictions being lifted in order to… Continue Reading
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